Banking and finance Law

M&S Luxembourg advises domestic and international clients on local and cross-border corporate finance transactions, such as loan financing, secured transactions, loans, PECS, CPECS, profit-sharing loans, and acquisition financing, whether you are a borrower or a lender.

Our lawyers provide advice on structuring financial transactions and regulatory issues, draft and negotiate a full range of financing documents, and issue legal opinions.

Banking and finance law deals with the organization, ownership, and operation of banks and deposit institutions, mortgage banks, other providers of financial services regulated or licensed by state or federal banking regulatory agencies, and holding companies (“banks and other financial organizations”). It also includes representing banks and other financial organizations in credit transactions with borrowers and compliance with consumer protection and other laws regarding all aspects of financial services provided by banks and other financial organizations. Practices in banking and finance law vary from firm to firm. Comprehensive banking and finance law practice includes advice and representation not only in relation to loans and regulatory compliance but also in relation to fiduciary activities, securitizations, payment systems, electronic banking, data protection, and risk management. It also addresses mergers, organizational and ownership issues concerning holding companies, banks, and other regulated entities. Banking and finance practices often require and therefore often include specialized skills in handling litigation typical for banks, such as financial transactions and regulatory issues. Banking and finance lawyers continuously support their clients in responding to regulatory examinations and occasionally in resolving enforcement actions.

Our lawyers provide advice on structuring financial transactions and regulatory issues, draft and negotiate a full range of financing documents, and issue legal opinions.

For those currently wanting to work as a service provider, initiator, or investment advisor on international capital markets, they are faced with a very complex set of rules that unfortunately also contains many pitfalls. Since mistakes in the area of fund and capital market law can lead to significant penalties and, in the worst case, even the loss of the license, it is important to rely on experienced specialists when interpreting and implementing the legal requirements.